1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions, along with our Privacy Policy, Disclaimer, and other applicable website policies as updated from time to time.

If you do not agree with any part of these terms, you should discontinue use of this website and related services.

2. Nature of Services

Welher Investment operates as an AMFI-registered Mutual Fund Distributor and offers mutual fund distribution-related support subject to applicable laws, industry rules, and intermediary practices.

We are not a SEBI-registered Investment Adviser, and the information provided through this website is general in nature unless expressly stated otherwise in a lawful and appropriate context.

Please display your exact legal name, ARN, and the tagline “AMFI-registered Mutual Fund Distributor” on the website in accordance with your final compliance format.

3. Your Responsibilities

You are responsible for providing accurate, complete, and updated personal, financial, and contact information wherever required for onboarding, KYC coordination, servicing, or transaction-related processes.

You should read all relevant scheme documents, understand the product features and risks, and inform us promptly if your financial circumstances, investment objectives, or risk preferences materially change.

4. No Guaranteed Returns

Mutual fund investments are subject to market risks. No representation is made regarding guaranteed returns, fixed returns, assured growth, or capital protection unless such feature is explicitly part of a lawfully offered product structure and documented by the product issuer.

Past performance, illustrations, projections, or market commentary should not be treated as a guarantee of future results.

5. Commission & Fees

Where mutual fund investments are made through Regular Plan distribution, we may receive commissions from the relevant Asset Management Company in accordance with the applicable distribution model.

Unless expressly agreed and lawfully disclosed otherwise, no separate advisory fee is charged by us merely for mutual fund distribution-related services through the regular plan route.

6. Privacy & Data Protection

Your personal information may be collected, processed, stored, and used for legitimate business, servicing, compliance, communication, and transaction-support purposes in accordance with our Privacy Policy and applicable law.

Please review our Privacy Policy for more information on how data is handled, retained, and protected.

7. Intellectual Property

All website content, branding elements, text, structure, design, graphics, and other materials made available on this website are owned by or licensed to Welher Investment unless otherwise stated.

Unauthorised copying, reproduction, republication, modification, framing, distribution, or commercial use of website content without permission is prohibited.

8. Third-Party Links

This website may contain links to external websites such as AMC portals, AMFI, SEBI, RTAs, payment systems, or other service providers for user convenience and process support.

We do not control and are not responsible for the content, availability, security, policies, or practices of such third-party websites.

9. Limitation of Liability

While reasonable care may be taken to maintain accurate and updated information, this website and its contents are provided on an “as is” and “as available” basis without warranties of completeness, uninterrupted access, or error-free operation.

Welher Investment shall not be responsible for losses, damages, delays, interruptions, or consequences arising from website use, external system failures, third-party actions, market movements, user decisions, or events beyond reasonable control, subject always to applicable law.

10. Grievance Redressal

For any complaint, support issue, or grievance, you may contact us at contact@welherinvestment.com or call 8568068000.

If a complaint remains unresolved, the investor may use the grievance escalation mechanisms made available under the applicable regulatory framework, including SCORES and, where applicable and procedurally available, SMART ODR after first taking up the matter with the intermediary.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or relating to the use of this website shall be subject to the jurisdiction of the competent courts in Jalandhar, Punjab.

12. Amendments

We reserve the right to update, revise, modify, or replace these Terms & Conditions at any time without prior notice, subject to applicable legal requirements.

The latest version made available on this page shall govern your continued use of the website from the date of such update.