Rights & Obligations of Investors
Your rights as an investor, your responsibilities, and the broad service commitments expected in the mutual fund ecosystem.
Your Rights as an Investor
| S.No | Right | Description |
|---|---|---|
| 1 | Complete Information | Receive scheme-related information, disclosures, and relevant documents before making an investment decision, including access to key product details and risk-related information. |
| 2 | Commission Transparency | Know the broad nature of distributor compensation where investments are made through regular plan distribution and review related disclosures made available by the distributor. |
| 3 | Account Statements | Receive transaction confirmations and Consolidated Account Statements in the manner and frequency prescribed within the mutual fund framework. |
| 4 | Grievance Redressal | Raise complaints with the intermediary and, if unresolved, use available regulatory grievance redressal channels such as SCORES and, where procedurally applicable, SMART ODR. |
| 5 | Plan Choice | Choose the mode of investing available under the product framework, including regular or direct routes wherever applicable under the mutual fund structure. |
| 6 | Risk Profiling | Expect recommendations, where made through a distributor relationship, to be aligned with investor risk profile, suitability, and product appropriateness assessment. |
| 7 | Data Privacy | Expect personal and financial information to be handled with confidentiality and in accordance with applicable privacy and regulatory requirements. |
| 8 | Distributor Choice | Remain free to select, continue with, or change the distributor relationship, subject to the operational rules of the mutual fund ecosystem. |
Your Obligations as an Investor
| S.No | Obligation | Description |
|---|---|---|
| 1 | Accurate Information | Provide correct KYC, bank, contact, and financial details to support lawful processing, transaction accuracy, and regulatory compliance. |
| 2 | Read Documents | Read the relevant scheme documents, disclosures, and risk-related materials before taking an investment decision. |
| 3 | Honest Risk Assessment | Provide truthful inputs regarding financial goals, time horizon, liquidity needs, and risk appetite so that product suitability can be better assessed. |
| 4 | Understand Risks | Acknowledge that mutual fund investments are subject to market risks and that returns are not guaranteed. |
| 5 | Report Issues Promptly | Promptly report unauthorised transactions, discrepancies, statement mismatches, or servicing issues to the intermediary, AMC, RTA, or relevant authority as applicable. |
Do's and Don'ts for Investors
✓ DO's
Deal only with AMFI-registered or otherwise properly regulated market participants, as applicable to the transaction.
Read scheme documents and understand product features, charges, holding pattern, and risks before investing.
Keep passwords, OTPs, login credentials, and sensitive banking details confidential.
Review account statements and transaction confirmations regularly and report discrepancies quickly.
Keep your KYC, email, mobile number, address, bank details, and nomination details updated.
✕ DON'Ts
Do not invest based only on rumours, unverified claims, or informal promises of assured returns.
Do not sign blank forms, blank cheques, or incomplete transaction instructions.
Do not share account passwords, OTPs, or confidential banking information with anyone.
Do not use unrelated third-party bank accounts or informal payment routes for investments unless lawfully permitted and operationally accepted.
Do not ignore statement discrepancies, servicing delays, or unauthorised activity.
Contact Information
Business Name: Welher Investment
Email: contact@welherinvestment.com
Phone: 8568068000
Office Address: Gazzi Gulla, Rowtary Chowk, Opp. petrol pump, Jalandhar – 144004, Punjab
